ANALISIS PENGARUH CAPITAL ADEQUACY RATIO (CAR), NON PERFORMING LOAN (NPL) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) PADA BANK BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2009-2013

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Abstract


ABSTRAK

 

Hasil penelitian ini menunjukan bahwa terdapat pengaruh secara simultan pada variabel capital adequacy ratio, non performing loan dan loan to deposit ratio terhadap return on assets dengan nilai tingkat sig 0,003 lebih kecil dari level alpha 0,05  dan Fhitung 7,058 > FtabeI 2,87. Sedangkan secara parsial menunjukan variabel non performing loan tidak berpengaruh namun signifikan terhadap return on assets dengan nilai tingkat sig 0,002 < alpha 0,05,  tetapi berdasarkan thitung -3,615 < ttabel  2,08596.  Pada penelitian ini ditemukan hasil analisis variabel independen yang dominan adalah non performing loan terhadap return on assets dengan nilai ~ terbesar -0,613.

 

Kata kunci:  Capital Adequacy Ratio, Non Performing Loan, Loan to Deposit Ratio

 

ABSTRACT

 

These  results  indicate  that  there  are  significant  simultaneously  at  variable capital adequacy ratio, non performing  loan and loan to deposit ratio to return on assets with a value of 0. 003 sig level is less than the alpha level of 0. 05 and  Fhitung

7.058 > Ftabel 2.87. While partially shows non performing  loan variable not influence but significant effect on the return on assets with a value sig 0. 002 < alpha of 0. 05, but

based thitung -3. 615 <  ttable 2. 08596. This study found  the results of the analysis of the dominant variable is non performing loan to return on assets with the greatest value of

/J -0.613.

 

Keywords : Capital Adequacy Ratio, Non Performing Loan, Loan to Deposit Ratio


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